System Environment

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Financial Services

Through our long-term relationships with numerous lending sources, Anderson Equipment can assist you in selecting the optimal finance or lease option for your needs. We arrange financing for both new and used equipment purchases. We can also assist you in refinancing your existing equipment - even if you purchased the machinery from another distributor.

Finance terms are always at competitive rates, and we can use one or more of the following options to structure an installment note that fits your business:

• Fixed or floating interest rates
• Minimal down payments
• Seasonal skip payments
• Balloon payments
• Delayed first payments
• Extended payment terms
• Ability to finance an Anderson Maintenance Program at attractive rates

Leasing may be an excellent fit for your business for one or more of these reasons:

• Cash flow - no down payment
• Lower monthly payments than an installment contract
• Possible tax advantages
• Purchase options including fair market value or $1 purchase options
• Lower monthly payments may let you use newer equipment and reduce operating and maintenance expenses

For sales, please contact your local Branch Manager. Contact information

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Credit Policies

Anderson's credit policies are as follows:

• A finance charge equivalent to 1% per month will be imposed on any past due balances.
• Payments, when made, apply first to accrued late or delinquency charges; the remainder applies to the balance due.
• Due to the increasing transaction costs associated with processing credit card payments, effective 9/1/2025 we no longer accept credit card payments for:
  • Equipment and attachment sales invoices exceeding $10,000
  • Terms accounts with an open balance
• Rental charges are earned in advance and are due regardless of actual equipment use, breakdown, downtime or acts of nature (including without limitation rain, snow, etc.).

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Payment Terms

Anderson Equipment provides the following payment terms to customers with approved credit:

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Credit Application

To establish an account, complete a Credit Application and contact the appropriate credit personnel.

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Tax Exempt Certificates

If your company is exempt from state taxes, complete a Tax Exempt Certificate and contact the appropriate credit personnel.